PROTECTING
YOUR FAMILY
IS OUR PASSION

Slide BIG-CITY SERVICE WITH A SMALL-TOWN FEEL Preserve Your Capital Whether you want to make sure you’ll have enough money during retirement, or you want to preserve a legacy for your heirs, let’s talk about your goals and how to achieve them. Retire Well If you’re age 55 to 62, retiring well requires a solid plan. Let’s run income projections on pensions, Social Security and 401(k) plan money to help ensure that you will have the money you need. Minimize Taxation An important part of retirement includes planning for taxation to reduce income taxes owed as much as possible. We’ll help you plan your retirement year-by-year, including tax projections.

Intro

About Us

Benning Financial Services Located in Bismarck, North Dakota, Benning Financial Services is an independent firm providing an array of financial and investment services to people nearing retirement. We specialize in personalized retirement planning and retirement income solutions with a conservative approach.

Benning Financial Services provides a high level of knowledge and experience delivered with a down-to-earth attitude and fun office atmosphere. Our entire staff makes it a point to simplify and use their knowledge and experience to help you know exactly what your retirement can look like.

Ryan Benning Owner, Senior Investment Executive Ryan Benning has worked in the financial services industry for more than two decades, providing an array of services and investment knowledge to individuals and small businesses. Specializing in retirement planning and retirement income solutions, his goal is to provide financial advice with an upfront and honest approach. “After more than 22 years and two nasty recessions,” Ryan says, “I’ve seen a lot of things. I help people hope for the best, but plan for the worst.” Read More Kelly Herzing Registered Sales Assistant Kelly holds Series 7 and 63 securities licenses, as well as life, health, long-term care and variable insurance licenses. She has worked in the financial services industry since 2002, and has worked with Ryan since 2008. Welcome Suzzanne Administrative Assistant Born and raised in Bismarck, North Dakota, Suzzanne graduated from Bismarck High and then went on to the University of Mary, where she graduated with an Early Childhood/Elementary Education Degree. Suzzanne furthered her education with a Masters of Library Science from the University of North Texas. Suzzanne and her husband, Eric, moved to Minnesota for a brief period of time to follow their chosen career paths.

Eventually, the two moved back to Bismarck to raise their family and to also be closer to their own families. Suzzanne took a small hiatus from working outside the home to be a mom to her five children, Madelynne, Annabelle, Alexander, Matthew, and Lauralie. She’s enjoyed attending their sports and extracurricular activities over the past several years and will continue to do so. However, with the kids getting older, Suzzanne decided to head back in to the workforce. She joined Benning Financial Services this spring as our part-time administrative assistant. Suzzanne enjoys learning about the many different financial services, working with Ryan & Kelly, and the flexibility the job offers for her family.

Retirement Income Strategies When you retire, you no longer have money coming in every month, instead you are taking money out of your own portfolio to cover your expenses. We’ll help you create a year-by-year retirement income plan that includes customized strategies to preserve your capital. Pension and 401(k) Planning Once you have your nest egg amassed, what is the best way to handle tax-advantaged distributions so that your money will last throughout retirement? We will help you develop a solid plan that includes not only your pension and 401(k)/IRAs, but also Social Security filing strategies. Estate Planning It’s critical to work with your CPA and attorney to develop a solid plan for transferring wealth to your heirs in the most tax-advantaged manner. We will help pull the entire plan together by recommending financial strategies to mitigate taxation for the next generation. Our Services

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june, 2025

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Golf Scramble in Washburn, ND | Thursday, June 15, 2017

Vickey Ashley
Vickey Ashley
2nd Flight Winners from left to right: 
Dorry Peterson, Ron Speirs, Mary Speirs & Scott Peterson
2nd Flight Winners from left to right: Dorry Peterson, Ron Speirs, Mary Speirs & Scott Peterson
Bob Miller
Bob Miller
Championship Flight is from left to right: 
Duane Flemmer & Doug Haugtdevt
Championship Flight is from left to right: Duane Flemmer & Doug Haugtdevt
Championship Flight is from left to right: 
Greg Hyttinen & Randy Hyttinen
Championship Flight is from left to right: Greg Hyttinen & Randy Hyttinen

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Contact

Registered Representative of and securities offered through Berthel Fisher & Company Financial Services, Inc. Member FINRA/SIPC. Benning Financial Services is an independent entity not associated with Berthel Fisher & Company Financial Services, Inc. Due to various state regulations and registration requirements concerning the dissemination of information regarding investment and insurance products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. Investment products and services available only to residents of: AZ CA CO IN KS MN MO MT ND SD TX WY.

CHECK THE BACKGROUND OF THIS FINANCIAL PROFESSIONAL ON FINRA’s BrokerCheck: brokercheck.finra.org

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